When Home Insurance Gets Hard, We Get to Work.
California’s home insurance market has never been tougher. We shop every option for your home, explain the trade-offs in plain language, and keep working for you after the policy is written.
OUR SPECIALTY
Placing Homes in California’s Toughest Market
Carriers are pulling back, prices are moving, and many homeowners are being told no. Home insurance is where we spend most of our day, and it’s where an independent agency makes the biggest difference.
That’s Gold Insurance Solutions.
Every Option, Explained
We check admitted carriers, non-admitted carriers and the California FAIR Plan, then walk you through the pros and cons of each.
We Keep Shopping for You
If the FAIR Plan or a non-admitted carrier is your best option today, we keep re-marketing your policy until a competitive admitted carrier opens up.
Built Around the Home Sale
Fast, free quotes for Realtors, lenders and buyers, plus quick evidence of insurance for escrow, so coverage never holds up a closing.
WILDFIRE INSURABILITY WALK-THROUGH
Know where your home stands before a carrier decides for you. We review your property against carrier guidelines and validate your mitigation discounts. Free, in person.
ABOUT US
Meet the Team Behind Your Coverage
We’re an independent, multi-line agency serving homeowners, drivers and businesses across California. Our team works fully remote, so you can reach us by phone, email or video from wherever you are.
Phil Irwin
President
Priscilla Noble
Agency Operations Leader
Norma Espinoza
Client Service Team Lead
Don Nettleman
Transaction Team Lead
Patrick Hancock
Quote Team Lead